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Unfortunately, we are unable to “bulk bill” or “no gap” for most services. There are frequent gaps between the surgeon’s fees and the amount you can receive back as a rebate from Medicare and your health fund. This is because these rebates have continued to lag well behind inflation and do not reflect the true cost of providing health care.Breast and Body Clinic will provide a fee estimate for surgery and we ask that you to check with your health fund to determine your specific rebate entitlement. We also invite you to discuss fees with our administration team.

With all surgical procedures there are three main types of costs that need to be considered. These are the surgical fee, the anaesthetic fee and the hospital fee.The anaesthetic fee is time dependent, while the hospital fee may vary depending on which hospital you choose to have your surgery performed at. Your private health fund may cover some of these elements which can significantly reduce the overall costs. We will prepare a detailed invoice which will explain and itemise all the costs that are associated with your procedure.

For all procedures, please note that there is a deposit of $500 of the surgical fee due when you book in your procedure which becomes non-refundable after a 7 day cooling off period. This is required to secure a date for your operation in hospital.

Note that all procedures must be paid in full 2 weeks prior to the scheduled procedure. If payment is not received by the due date, the operation may be cancelled or postponed.

Yes, we offer payment plans for breast augmentation, breast reduction mammaplasty, abdominoplasties and other cosmetic surgery we offer in Sydney, Bella Vista and Bowral. For patients booking surgery up to 6 months in advance, we are happy to accept regular payments up until 2 weeks before the surgery is scheduled when the final payment is due.

This is of course interest-free and means you don’t have the worry of paying for your procedure after you have had it. We just ask that if your payments are made via direct deposit that they always include your surname for tracking.We do not offer finance as it is illegal for all aesthetic clinics to refer to financing companies in advertising. Please come in for the medical consultation and we will discuss different options for you to fund the surgery in person.

The level of coverage varies on the type of procedure, level of cover you have, your waiting periods and the exclusions of your health fund.We ask that patients to contact their health insurer once they have a quote from us which itemises the elements of their proposed procedure to see what cover they have.

Due to privacy laws, Breast and Body Clinic cannot make these enquiries on your behalf so any estimate of health fund rebates we provide are indicative only and must be confirmed by the patient before the procedure to avoid potentially significant unexpected costs.

Once your procedure has been completed, you can take your receipt to Medicare if it has a Medicare item number (generally for breast reduction mammaplasty, abdominoplasty, weight loss skin removal and a number of other cosmetic surgery procedures).

Pure cosmetic procedures (such as anti-wrinkle injections or breast augmentations) do not attract a Medicare rebate. Once Medicare has assessed your claim, you can take your documentation to your health fund. Generally, health funds won’t pay a rebate on items not subject to a Medicare rebate and they will refuse all claims were the primary purpose of the surgery was cosmetic.

Superannuation release on compassionate or tax grounds is possible, but also challenging. It is only available in cases of chronic or acute pain and generally is only granted for patients seeking surgery such as breast reductions mammaplasty or abdominoplasty where the patient is suffering ongoing pain. Find out more on the ATO website. Please note that we cannot complete this form for you – you need to start the process and have your GP provide a report. For those committed to surgery, we will then complete our section of the paperwork.

Our clinic operates independently and does not engage in any partnerships or receive incentives or benefits from financial institutions or credit vendors.

It is important to note that we cannot offer any financial guidance.

It is essential for individuals to carefully assess their own financial circumstances when considering whether pursuing financial solutions is appropriate decision for you.

Seeking advice from a qualified financial professional is recommended to make well-informed decisions.